Financial Inclusion & Loan Access

Biashara Ndogo Association of Kenya (BNAK) offers Financial Inclusion & Loan Access services to help micro and small enterprises access affordable financial tools that support business stability and growth. Many entrepreneurs face limited access to credit and lack the financial literacy needed to make informed money decisions. Our service bridges this gap by connecting members to funding opportunities and strengthening their financial skills.

We partner with financial institutions, SACCOs, and development organisations to provide low-interest business loans, savings plans, and investment support. In addition, we offer training in budgeting, record-keeping, and credit management. This holistic approach ensures that our members not only gain access to finance but also learn to manage it wisely, fostering long-term sustainability and economic empowerment.

Our Purpose

To empower micro and small businesses through access to fair, affordable financial services and knowledge that promote long-term economic resilience and business growth.

Our Mission

To increase financial access and literacy among members by offering funding opportunities, training, and strategic partnerships that drive inclusive economic participation.

Our Vision

A financially empowered community of small business owners with the tools, knowledge, and capital to build strong, sustainable livelihoods across Kenya.

Credit Access

Unlock access to business loans, enabling members to expand operations, increase stock, or invest in essential equipment and services.

Savings Culture

Promote responsible saving habits by linking members to group savings schemes, digital wallets, and goal-oriented financial planning tools.

Financial Literacy

Equip entrepreneurs with practical money management skills including budgeting, pricing, debt management, and financial forecasting.

Business Growth

Enable consistent business expansion through structured access to capital and a better understanding of financial strategy and performance tracking.

Risk Reduction

Reduce vulnerability to financial shocks by helping members build emergency funds, maintain proper records, and plan for slow business periods.

Credit Access

Unlock access to business loans, enabling members to expand operations, increase stock, or invest in essential equipment and services.

Savings Culture

Promote responsible saving habits by linking members to group savings schemes, digital wallets, and goal-oriented financial planning tools.

Financial Literacy

Helping resolve business-related conflicts quickly and lawfully.

Business Growth

Enable consistent business expansion through structured access to capital and a better understanding of financial strategy and performance tracking.

Risk Reduction

Reduce vulnerability to financial shocks by helping members build emergency funds, maintain proper records, and plan for slow business periods.

Secure funding. Grow smart. Build resilience today.

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Biashara Ndogo Association of Kenya (BNAK)

523 Kenyatta Ave, 5th Floor Nairobi

+254 155 596 1659 / +254 054 888 1806

contact@biasharandogo.co.ke / support@biasharandogo.co.ke

Mon – Sat: 7.30am – 17.30pm / Sun: Closed